Half Yearly Report/ASIC Half Yearly Accounts

Document date:  Thu 26 Apr 2001
Published:  Thu 26 Apr 2001 10:38:37
Document No:  175940
Document part:  G
Market Flag:  Y
Classification:  Half Yearly Report , Half Year Audit Review , Half Year Directors' Statement , Half Year Accounts , Dividend Record Date , Dividend Pay Date , Dividend Rate , Other 

AUSTRALIA AND NEW ZEALAND BANKING GROUP       2001-04-26  ASX-SIGNAL-G

HOMEX - Melbourne                                                     

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FINANCIAL HIGHLIGHTS (CONTINUED)

ASSETS AND CAPITAL

                                           AS AT     AS AT        MOVT
                                           MAR 01    MAR 00      MAR01
                                                              V MAR 00
                                                                   %
Total assets ($M)                         180,967   166,958        8%

Risk weighted assets ($M)                 137,000   126,553        8%

Shareholders' equity(1,2) ($M)             10,188     9,649        6%
Total advances ($M)                       140,974   132,307        7%
Specific provisions ($M)                     (579)     (896)     -35%
Net advances ($M)                         140,395   131,411        7%

Net tangible assets
 per ordinary shareholders ($M)              5.71      5.42        5%
Net tangible assets attributable
 to ordinary shareholders ($M)              8,492     8,313        2%
Total number of ordinary shares (M)       1,486.8   1,533.4       -3%

Capital adequacy ration (%)
Inner Tier 1                                 6.2%       6.5%      n/a
- Tier 1                                     7.3%       7.5%      n/a
- Tier 2                                     3.4%       3.3%      n/a
Total                                       10.5%      10.1%      n/a

General provision ($M)                     1,460      1,436        2%
General provision
 as a % of risk weighted assets              1.1%       1.1%      n/a

Non-accrual loans ($M)
Non-accrual loans                          1,295      1,425       -9%
Specific provisions                         (568)      (871)     -35%
Net non accrual loans                        727        554       31%
Specific provision
 as a % of total non-accrual loans          43.9%      61.1%      n/a
Net non-accrual loans                                   
 as a % of net advances                      0.5%       0.4%      n/a
Net non-accrual loans
 as a % of shareholders' equity(3)           7.1%       5.7%      n/a

Other information
Full time equivalent staff (FTE's)        22,815     28,940      -21%
Profit per average FTE($)                 40,062     27,715       45%
Assets per FTE($M)                           7.9        5.8       36%
Market capitalisation
 of ordinary shares ($M)                  20,488     15,948       28%

(1) Excludes outside equity interests
(2) Includes preference share capital of $1,526 million (Sep 00: 
    $1,374 million, Mar 00: $1,232 million)
(3) Includes outside equity interests

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