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Appendix 4B for Half Yearly Report

Document date:  Wed 27 May 1998
Published:  Wed 27 May 1998 00:00:00
Document No:  137683
Document part:  A
Market Flag:  N

HOMEX - Melbourne                                                     

                 HALF YEARLY REPORT 
                    (Not Equity Accounted)

Name of entity
Australia & New Zealand Banking Group Limited 

ACN or ARBN        Half    Preliminary     Half year
                   yearly     final        ended
                   (tick)    (tick)        ('current period')         
005 357 522          X                       31/03/1998

FOR ANNOUNCEMENT TO THE MARKET                                AUDM

Sales (or equivalent operating)
revenue (item 1.1)                       down         -% to     4,741

Abnormal items after tax 
attributable to members (item 2.5) )     down       100% to         -

Operating profit (loss) after tax
(before amortisation of goodwill)
attributable to members (item 1.26)      up          14% to       627

Operating profit (loss) after tax
attributable to members(item 1.10)       up          14% to       625

Extraordinary items after tax
attributable to members (item 1.13)      gain/loss       of       Nil 

Operating profit (loss) and 
extraordinary items after tax 
attributable to members (item 1.16)      up          14% to       625

Dividends (distributions)                 Amount per    Franked amount
                                           security      per security
                                                          at 36% tax

Final dividend(Preliminary final
 report only - item 15.4); 
Interim Dividend(Half yearly report
 only - item 15.6)                              24 c            14.4 c
Previous corresponding period
(Preliminary final report - item 15.5; 
 half yearly report - item 15.7)                22 c              22 c
Record date for determining entitlements to the dividend,
(in the case of a trust, distribution) (see item 15.2)    12/06/1998

Brief explanation of omission of directional and percentage changes 
to profit in accordance with Note 1 and short details of any bonus 
or cash issue or other item(s) of importance not previously released
 to the market: