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Preliminary Final Report

Document date:  Wed 04 Nov 1998
Published:  Wed 04 Nov 1998 00:00:00
Document No:  142712
Document part:  W
Market Flag:  Y

HOMEX - Melbourne                                                     

                         PRELIMINARY FINAL REPORT 

Name of entity
Australia & New Zealand Banking Group Limited 

ACN or ARBN        Half    Preliminary     Financial year
                   yearly     final        ended
                   (tick)    (tick)        ('current period')         
005 357 522                     X            30/09/1998

FOR ANNOUNCEMENT TO THE MARKET                                AUDM

Sales (or equivalent operating)
revenue (item 1.1)                       up         0.5% to     9,499

Abnormal items after tax 
attributable to members (item 2.5) )     gain/loss       of      (69)

Operating profit (loss) after tax
(before amortisation of goodwill)
attributable to members (item 1.26)      up         8.0% to     1,109

Operating profit (loss) after tax
attributable to members(item 1.10)       up         8.0% to     1,106

Extraordinary items after tax
attributable to members (item 1.13)      gain/loss       of         - 

Operating profit (loss) and 
extraordinary items after tax 
attributable to members (item 1.16)      up         8.0% to     1,106

Dividends (distributions)                 Amount per    Franked amount
                                           security      per security
                                                          at 36% tax

Final dividend(Preliminary final
 report only - item 15.4);                      28 c            16.8 c

Previous corresponding period
(Preliminary final report - item 15.5; 
 half yearly report - item 15.7)                26 c              26 c
Record date for determining entitlements to the dividend,
(in the case of a trust, distribution) (see item 15.2)    20/11/1998

Short details of any bonus or cash issue or other item(s) of
importance not previously released to the market: