Preliminary Final Report/Media Release/Financial Statements

Document date:  Thu 25 Oct 2001
Published:  Thu 25 Oct 2001 10:15:04
Document No:  182866
Document part:  F
Market Flag:  Y
Classification:  Preliminary Final Report , Full Year Accounts , Dividend Record Date , Dividend Pay Date , Dividend Rate 

AUSTRALIA AND NEW ZEALAND BANKING GROUP       2001-10-25  ASX-SIGNAL-G

HOMEX - Melbourne                                                     

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FINANCIAL HIGHLIGHTS (continued)

STATEMENT OF FINANCIAL POSITION

                                  AS AT           AS AT
                                  SEP 01          SEP 00
                                   $M               $M

ASSETS                             
Liquid assets                     7,794           5,648
Due from other financial          4,829           5,822
 institutions
Trading and investment            8,314           7,132
 securities
Net loans and advances          137,981         131,797
 including acceptances
Other                            26,575          22,068
Total assets                    185,493         172,467

LIABILITIES
Due to other financial           12,690          12,247
 institutions                   
Deposits and other borrowings   104,874         100,602
Liaibility for acceptances       14,324          15,482
Bonds and notes                  15,340           9,519
Other                            27,714          24,810
Total liabilities               174,942         162,660
Total shareholders' equity       10,551           9,807
A,  ASSETS AND CAPITAL

                                 AS AT           AS AT
                                 SEP 01          SEP 00
                                  $M               $M

Total assets ($M)               185,493         172,467 
Risk weighted assets ($M)       139,129         129,688
Shareholders' equity (1,2)($M)   10,538           9,795         
Total advances ($M)             141,800         134,888
Specific provisions ($M)           (500)           (709)
Net advances ($M)               141,300         134,179
Net tangible assets per            5.96            5.49
 ordinary share ($)           
Net tangible assets attributable
 to ordinary shareholders ($M)    8,875           8,276
Total number of ordinary        1,488.3         1,506.2
 shares (M)
Capital adequacy ratio (%)  
- Inner Tier 1                     6.4%            6.4%
- Tier 1                           7.5%            7.4%
- Tier 2                           3.3%            3.4%
- Total                           10.3%           10.2%
General provision ($M)            1,386           1,373
General provision as a % of
risk weighted assets              1.00%           1.06%
Non-accrual loans ($M) 
Non-accrual loans                 1,260           1,391
Specific provisions               (490)           (692)
Net non-accrual loans               770             699
Specific provision as a % of 
 total non-accrual loans          38.9%           49.7%
Total provision(3) as a % of 
 non-accrual loans               148.9%          148.4%
Net non-accrual loans as a % of
 net advances                      0.5%            0.5%
Net non-accrual loans as a %
 of shareholders' equity(4)        7.3%            7.1%

OTHER INFORMATION
Full time equivalent 
 staff (FTE's)                   22,501          23,134
Assets per FTE ($M)                 8.2             7.5
Market capitalisation of 
 ordinary shares ($M)            23,783          20,002

(1) Excludes outside equity interests
(2) Includes preference share capital of $1,526 million (Mar 01: 
$1,526 million, Sep 00: $1,374 million)
(3) General provision plus specific provisions on non-accrual loans
(4) Includes outside equity interests

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