Preliminary Final Report

Document date:  Thu 24 Oct 2002
Published:  Thu 24 Oct 2002 13:12:41
Document No:  196680
Document part:  R
Market Flag:  Y
Classification:  Preliminary Final Report , Periodic Reports - Other , Dividend Record Date , Dividend Pay Date , Dividend Rate 

AUSTRALIA AND NEW ZEALAND BANKING GROUP       2002-10-24  ASX-SIGNAL-G

HOMEX - Melbourne                                                     

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CONSOLIDATED STATEMENT OF FINANCIAL POSITION

                                            AS AT     MOVT       MOVT
                                            SEP 01    SEP 02    SEP 02
                                                      V SEP     V MAR
                                                        01       02

                                            $M           %        %

ASSETS                                                 
Liquid assets                                7,794     -5%       10%
Due from other financial institutions        4,829    -21%       10%
Trading securities (1)                       4,827     22%       13%
Investment securities                        3,487      3%       33%
Net loans and advances                     123,657      7%        5%
Customers' liabilities for acceptances      14,324     -4%       -5%
Life insurance investment assets             4,774   -100%     -100%
Regulatory deposits                            133     34%       39%
Shares in associates and joint 
 venture entities                               64   large     large
Deferred tax assets                          1,200      2%        3%
Goodwill (2)                                   137     31%       -4%
Other assets (3)                            18,906    -38%       11%
Premises and equipment                       1,361      8%        2%

Total assets                               185,493     -1%        4%

LIABILITIES
Due to other financial institutions         12,690    -14%       32%
Deposits and other borrowings              104,874      8%        7%
Liability for acceptances                   14,324     -4%       -5%
Income tax liabilities                       1,335      -        12%
Payables and other liabilities              15,948    -22%        4%
Provisions                                   2,142    -19%        8%
Life insurance policy liabilities            4,458   -100%     -100%
Bonds and notes                             15,340     -4%        2%
Loan capital                                 3,831    -10%       -1%

Total liabilities                          174,942     -2%        4%

Net assets                                  10,551      9%        6%

SHAREHOLDERS' EQUITY
Ordinary share capital                       3,733      6%        3%
Preference share capital                     1,526    -10%       -2%
Reserves                                       717    -26%        2%
Retained Profits                             4,562     23%       11%

Share capital and reserves attributable
to members of the Company                   10,538      9%        6%
Outside equity interests                        13     31%       21%

Total shareholders' equity                  10,551      9%        6%

Derivative financial instruments 
Contingent liabilities 

1. Includes bills held in portfolio (Sep 2002: $1,453 million; Mar
2002: $1,021 million; Sep 2001: $1,933 million) which are part of net
advances

2. Excludes notional goodwill of $883 million included in the net
carrying value of the INGA joint venture.

3. Includes interest revenue receivable (Sep 2002: $941 million; Mar
2002: $985 million; Sep 2001: $1,310 million)


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