Moody's Investors Services

Moody’s Investors Services is a leading global provider of credit ratings, research, and analysis for debt instruments and other securities in and across every segment of the world’s capital markets.

Ratings play an important role in today’s capital markets. They are opinions about risk, not formulas. Accurate forward-looking credit analysis cannot be mechanised. As an investor, you cannot assume that a given letter rating from different agencies indicates the same degree of credit risk.

Moody’s analysts look at each issuer’s business and financial statistics. And they make extensive use of computer modelling techniques. But they spend most of their time sorting out fundamental credit strengths and weaknesses unique to each entity and management team. Their aim is to understand the long-term risks specific to each borrower’s industry, country and region.

Moody’s ratings are monitored constantly with adjustments made whenever our rating committees conclude that there has been a material change in an issuer’s long term credit risk. Fundamental changes in credit risk are also communicated to the markets through press releases, electronic research services, and personalised briefings and teleconferences with Moody’s research clients.

Moody's rating symbols

*Information provided by Moody's.